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On top of that, customers for this sort of strategy can have extreme legal or criminal histories. It's important to note that various service providers supply a variety of problem ages on their guaranteed issue policies as low as age 40 or as high as age 80 - burial policy with no waiting period. Some will also supply higher stated value, approximately $40,000, and others will certainly enable better survivor benefit problems by boosting the interest price with the return of premium or minimizing the variety of years till a full survivor benefit is readily available